And so the story of a house continues...
We did what the seller's agent suggested. We made an offer. But we made the kind of offer we never would've made had we not known their situation.
I'm not going to lie, more than once I felt like it wasn't fair. Because the house was worth more.
It's just that we couldn't offer much more.
We crunched numbers and crunched numbers and knew we were very close to our high. In these situations, if there's one thing I've learned it's that you have to be willing to walk away. My dad always used to tell us this, and I never got it. Until this time. Finally, I knew that while this seemed like the perfect house, there was the possibility that it wasn't.
And I'd accepted that...maybe because I'd already entertained every other possibility.
Somehow, I just knew it would be okay. Whether we got the house or not.
So when they came back with their counter offer, we almost walked away. They didn't seem nearly as desperate as their agent made them sound. We came up a very little and conceded on half the closing costs but we told our Realtor "We really can't do anything else."
This is when it's important not to let emotion come into play. You've started the negotiations, so it's easy to think "We can come up $5K more...oh, we've already come this far, we might as well up it just a bit..."
This has been my pattern in the past...and this time, I was actually willing to walk away.
They countered again, but we said that was our best offer. And we knew they most likely weren't going to take it. We explained that we never would've made the offer if their agent hadn't called...we were prepared to walk away.
And that's where we had to rest.
For the better part of last Saturday, I assumed we didn't get the house, and yet, I had this strange feeling like we were going to. I didn't say that out loud, but somehow, I just knew.
At one point Adam said, "I'm so proud of how level-headed you're being about all of this."
Had the lessons of the previous years finally made their mark?
So when our Realtor called and let us know they didn't want us to put an offer on anything else...they were trying to make it work...Adam and I looked at each other and I think we both knew. We were going to get this house for a ridiculously low price...all because just a day before, we'd gotten bad news from our banker.
The really funny thing is that having been working out the loan details for the better part of this week, we also discovered that the banker here in Colorado just didn't have the best price. Our small, hometown Illinois bank is saving us even MORE money.
What if we'd called her the day we wanted to make the offer?
We'd have a much higher loan, I can tell you that.
At one point, I remember walking away from everyone in the house, closing the door and saying "God, why are you always so good to us?" We don't deserve it. We're just normal, flawed people..." I've never felt gratitude in quite such an overwhelming way.
While we've seen our share of heartache, especially over the last few years, more than that, we've seen his hand on our lives.
With each grown-up decision we've made, he's been there.
When I was younger, I saw this quote "I am the master of my fate and captain of my soul."
Oh, how I loved that quote. Meant to empower, I took it on as a motto almost... but now I see how very misled I was. I'm not the master of anything, and my soul knows only one captain. And you know, that doesn't make me weak. It makes me strong. It gives me hope. It's brought me peace.
To know that every disappointment has had a purpose. That every bit of pain has taught me something, brought me through something, changed my life...
I'm not naive enough to think I'll ever enjoy the trials... but I am grateful for what I've learned because of them.
I am living proof that sometimes...you have to go through fire to find your faith...it's not wasted if you can come out on the other side of it stronger and wiser and more trusting. He has a plan in everything he's doing...to help us seek. To allow us to grow.
What is he teaching you today?
How is he building your faith?